Capital for buying and refinancing hotels
We help hotel owners and investors secure funding to acquire, refinance and grow accommodation assets, structuring smart, lender-aligned capital solutions across Australia
Securing the right capital is a material factor in the performance and growth of hotel and accommodation assets, where funding structures, lender alignment and timing directly impact returns, liquidity and long term ownership outcomes.
Stay Capital helps hotel owners and investors take a more strategic approach to acquisitions and refinances, structuring funding solutions that align with operational realities and growth objectives without unnecessary complexity or execution risk.
We source and structure debt across established lenders and specialist capital providers, delivering competitive terms, clear pathways to settlement, and disciplined funding strategies that support both immediate transactions and long-term portfolio performance.
Hotel specialists
Connected to capital
Aligned with owners
What we deliver
Hotel Purchase Finance
Funding for new hotel acquisitions, structured around trading performance, asset value and long-term ownership plans
Refinance & Restructuring
Refinancing existing facilities to improve terms, release equity, simplify structures or reposition your banking relationships.
Growth & Repositioning Capital
Capital to upgrade, expand or reposition your hotel, including refurbishments, brand transitions and performance-driven improvements.
How it works
Each engagement begins with understanding your purchase or ownership plans and the asset’s position, shaping the right funding strategy. We engage aligned lenders and manage the process through approval and settlement.
Initial Assessment
We review the hotel, trading performance and ownership objectives to determine feasibility, funding capacity and the most appropriate capital approach.
Capital Strategy
We shape the optimal funding structure, senior debt, mezzanine or layered facilities, aligned to risk profile, growth plans and lender appetite.
Our process
Lender Engagement
Selected lenders are approached discreetly with a tailored proposal, ensuring alignment, competitive tension and clear credit positioning.
Credit & Approval Management
We manage due diligence, credit submissions, negotiations and documentation, guiding the process through formal approval.
Settlement & Ongoing Support
Facilities are finalised and settled efficiently, with continued support for future refinancing, growth initiatives and capital strategy reviews.
Client Profile
Who We Work With
Typically suited to hotel owners and operators seeking structured funding for acquisition, refinance or growth initiatives.
Independent hotel owners
Multi-Asset hotel groups
Growth-focused investors
